Investing Beyond the Headlines
The media is constantly telling investors which opportunities are “hot” and which ones to avoid. Much of this coverage focuses on what professional fund managers are buying and selling, often encouraging frequent trading.
For individual investors, copying this approach can be counterproductive. Professional investors are judged on short-term performance and don’t personally pay capital gains tax — pressures that don’t apply to most individuals. Your real advantage is time, and your real focus should be on after-tax, after-fee returns, not chasing short-term trends.
A More Disciplined Income-Focused Approach
This philosophy underpins the Mountain Monthly Income Fund.
Rather than pursuing short-term market movements, the Fund is designed to deliver consistent monthly income while prioritising capital preservation. It invests in a diversified portfolio of income-producing assets, including secured loans, bonds, cash, and securitised debt instruments.
The goal is to provide investors with a steadier return profile across varying market conditions, reducing the need for frequent buying and selling decisions.
Key Benefits
Monthly income designed to provide regular cash flow
Diversified portfolio across multiple income-generating assets
Capital-aware strategy with a strong focus on risk management
Lower volatility compared to growth-focused investments
Professional management with disciplined investment selection
Understanding the Risks
All investments carry risk. Returns are not guaranteed, and investors may experience fluctuations in income or capital value. Risks include credit risk, liquidity risk, interest rate changes, and broader economic conditions.
The Fund is suitable for wholesale investors who understand these risks and are seeking income with a medium- to long-term investment horizon.
Take the Next Step
If you’re looking for a more disciplined approach to income investing — one that prioritises consistency over speculation — the Mountain Monthly Income Fund may be worth considering.
Learn more by reading the Information Memorandum or speak with your financial adviser to see if the Fund is right for you.
Source: Morningstar | When to sell your investment